Vanity James

98 Monticello Avenue

Annapolis, MD
$ 1,025,000 Beds 3 Baths 2.5 Sq 1,710 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 98 Monticello Avenue, a charming Murray Hill residence that captures the character and ease of the Annapolis lifestyle. From the moment you step inside, a welcoming entryway sets the tone for a home filled with warmth, natural light and thoughtful spaces throughout. The main level offers a comfortable living room centered around a beautiful fireplace, creating an inviting place to gather and unwind. The adjacent kitchen is bright and beautifully appointed with hardwood flooring, a cooktop and a cozy breakfast nook. A convenient half bath completes the main level, while a spacious deck extends the living space outdoors and overlooks the fully fenced backyard- an ideal setting for morning coffee, entertaining, or enjoying time outdoors. Upstairs, three generously sized bedrooms share a full bath, offering comfortable accommodations for family and guests. Continue to the upper level to discover additional flexible space that can easily adapt to your lifestylewhether used as a home office, playroom, creative space or additional storage. The lower level adds even more versatility with a full bathroom, laundry area and abundant storage, providing valuable functionality rarely found in a home of this character. Set in the highly desirable Murray Hill neighborhood, this water-oriented location offers easy access to Spa Creek and the waterfront lifestyle that makes Annapolis so special, while remaining just moments from downtown. Enjoy convenient access to the Naval Academy, local restaurants, shops, parks and the many experiences that define the Annapolis lifestyle. A home with timeless charm, flexible living spaces, outdoor living and an exceptional location, all within one of Annapolis' most beloved neighborhoods. PHOTO DISCLOSURE: Photo #1 has been AI-enhanced for marketing purposes. The fireplace flames were digitally added and are not intended to represent or warrant the condition, functionality, or operability of the fireplace.

ACTIVE

  • Price
  • $ 1,025,000
  • City
  • Annapolis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.1 Acres
  • Zip
  • 21401
  • Sqr Footage
  • 1,710
  • Year Built
  • 1925
  • Taxes
  • $ 9744
  • Style
  • Traditional
  • MLS#
  • MDAA2155160
Listed By: Travis Gray with Engel & Volkers Annapolis - 4432926767;
Data Source: Bright MLS

Features

General

Living Area 1710
Sewer Public Sewer
Heating Hot Water & Baseboard - Electric
Cooling Ceiling Fan(s),Wall Unit
Utilities Natural Gas Available
Possession 0-30 Days CD,Immediate,Settlement
Roof Architectural Shingle
Appliances Cooktop,Dishwasher,Dryer,Oven - Single,Refrigerator,Washer,Water Heater,Exhaust Fan,Stainless Steel Appliances
Zoning RES
Patio/Porch Features Deck(s)
Architectural Style Traditional
Construction Materials Shingle Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1925
View Street
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County ANNE ARUNDEL
New Construction No
Property Type Residential
HOA No
Subdivision Name MURRAY HILL
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade
Full Baths 2
Status ACTIVE
Directions GPS
City ANNAPOLIS
Body of Water Spa Creek
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 4250.00
Tax Assessed Value 753800.0
Tax Annual Amount 9744.33
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 599.42
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Virtual Tour https://www.zillow.com/view-imx/6b5b7bff-96e6-4f61-aa52-574a131f2aa3?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Total SQFT 1710
Standard Status Active
Year Built Source Assessor
Tax Lot 5

Interior Features

Interior Amenities Breakfast Area,Built-Ins,Ceiling Fan(s),Combination Kitchen/Dining,Floor Plan - Traditional,Kitchen - Eat-In,Wood Floors,Bathroom - Tub Shower
Heating Fuel Natural Gas
Basement Interior Access,Partially Finished,Poured Concrete,Windows
Flooring Hardwood,Ceramic Tile,Concrete
Total Fireplaces 1
Fireplace Features Wood
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1710
Half Baths 1
Central Air Y/N No
Total Bedrooms 3
Room Type Living Room,Bedroom 2,Bedroom 3,Kitchen,Breakfast Room,Bedroom 1,Other,Bathroom 1,Bathroom 2,Bonus Room
LivingAreaSource Estimated
Laundry Type Basement,Dryer In Unit,Washer In Unit
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Sidewalks,Street Lights,Play Area
Pool No Pool
Water Source Public
Type of Parking On Street
Foundation Details Block
Spa No
Water View Y/N No
Lot Size Acres 0.10
Water Body Type Creek
Lot Size Source Assessor
Waterfront Y/N No
Water Access Features Canoe/Kayak,Fishing Allowed,Public Access
Horse Y/N No
Navigable Water Y/N Yes
Water Oriented Y/N Yes

Room Details

Bathroom 1 Upper 1 Flooring - Tile/Brick
Bathroom 2 Lower 1
Bedroom 1 Upper 1 Flooring - HardWood
Bedroom 2 Upper 1 Flooring - HardWood
Bedroom 3 Upper 1 Flooring - HardWood
Bonus Room Upper 2 Attic - Walk-Up,Attic - Finished
Breakfast Room Main
Kitchen Main Flooring - Tile/Brick,Kitchen - Eat-in,Breakfast Nook
Living Room Main Flooring - HardWood,Fireplace - Wood Burning
Other Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/26/2026 Listed $1,025,000

Property vs Zip Code Average in 21401

Price
AVG $1.83M
$1.03M
Taxes
AVG $24,563
$9,744
Year Built
AVG 1956
1925
Visits
AVG 475
7
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

98 Monticello Avenue Annapolis, MD is a Single Family Home for sale at $1025000 with 1710 sqft and a lot size of 0.1 Acres Acre(s). 98 Monticello Avenue Annapolis has 3 bedrooms, 2 baths and was built in 1925. The property's zip code is 21401 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Vanity James

Vanity James

Associate Broker

443-383-3070

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